French social security contributions
There is no obligation to contribute to French expatriates funds. Social pensions, complementary retirement and unemployment schemes remain optional to all members.
You can subscribe to the French Social Security general retirement scheme through the CFE (Caisse des Français de l’Etranger, i.e.: French Expatriates Contributory Fund). Such affiliation thus enables you to keep contributing to the French retirement basic scheme: the Social Security Insurance Scheme.
The CFE shall consequently keep your individual retirement account updated.
The CRE and IRCAFEX programs are in fact the existing complementary funds available to expatriates. CRE (Caisse de Retraite pour la France et l`Exterieur) is a retirement scheme for French residents and expatriates belonging to Arcco (a retirement scheme for French Employees) IRCAFEX (Institution de Retraite des Cadres et Assimiles de France et de l`EXterieur) is a managers and assistants Insurance program belonging to Agirc (a retirement scheme for Executive French Employees) So, you can contribute to the French complementaryretirement scheme system and to therefore keep your rights even as expatriates.
An Unemployment insurance is available to expatriates, through the POLE EMPLOI. Subscription to this particular insurance program enables its members to contribute to the unemployment insurance program prevailing in France, more precisely through the specific expatriates’ fund.
The employee must register to Pole Emploi at latest 12 months following the end of his overseas mission in order to qualify for employment benefits, provided that he has contributed for at least 18 months over the 24 last months preceding the end of such overseas mission.
The sum of employment benefits will be calculated according to the employee’s age and duration of his overseas mission.